Periodic Review Officer (AML Due Diligence)

About the role

Trust Payments, an MFSA-regulated company in Malta and an FCA-regulated company in the UK, offers a hybrid Periodic Review Officer position in Port City, Colombo, Sri Lanka. The officer carries out regular due diligence reviews of merchant accounts to meet regulatory, scheme and risk appetite requirements, helping prevent money laundering and combat financial crime. Working hours follow UK time (1.30 PM to 10.00 PM IST).

Key responsibilities

• Carry out end-to-end frontline periodic merchant reviews.
• Prevent merchants who pose money laundering, financial crime, reputational or risk appetite risks from being retained.
• Apply AML regulation and policy to each check, flagging anomalies and areas of risk.
• Assist the line manager in risk assessment and risk management, and determine ML/FT risks where applicable under the supervision of the MLRO.
• Handle AML trigger point reviews, merchant monitoring alerts and expired KYC checks in line with policies and SOPs.
• Answer internal and external queries on periodic review matters and escalate findings that warrant extra attention.
• Help develop, maintain and monitor compliance procedures.

Required profile

• Minimum 1 year of experience in a similar environment.
• Knowledge of AML/CFT and its application in a payments business.
• Experience in the financial services or payment industry.
• Detail-oriented, able to work unsupervised and under pressure to meet tight deadlines.
• Clear verbal and written communication, with proficiency in Microsoft Word and Excel.

What we offer

• Competitive salary paid in GBP, with no personal income tax in Sri Lanka.
• Port City contributions to the Employees' Provident Fund and Employees' Trust Fund.
• Flexible working arrangements and work from home options.
• Wellness initiatives, including mental health resources, and generous leave provisions.
• Pension scheme, healthcare plans and life assurance.
• Maternity, paternity and adoption leave, and continuous professional development.