Finance Business Partner – KOKO

About the role

The Finance Business Partner will serve as a key finance advisor to the KOKO management team, driving financial leadership, commercial insight and performance management across the business.

Key responsibilities

• Lead annual budgeting, quarterly forecasting and monthly commercial target setting aligned with business strategy.
• Own weekly P&L reporting and month‑end forecasting, providing actionable insights on performance, risks and opportunities.
• Drive P&L and Balance Sheet performance, ensuring financial integrity and effective working capital management.
• Oversee cash‑flow forecasting, liquidity, funding requirements, drawdowns and repayments.
• Partner with senior management on commercial decisions, business cases, pricing, new products and strategic initiatives.
• Evaluate legal and commercial agreements from a financial and risk perspective.
• Lead month‑end closing, accruals, financial reporting and management performance reviews.
• Ensure financial processes comply with company policies, accounting standards and internal governance.
• Strengthen financial controls around revenue, expenses, funding, receivables and Balance Sheet management.
• Conduct monthly cost reviews with budget owners and identify cost overruns and efficiency opportunities.

Required profile

• 5–8+ years of finance experience, preferably in FP&A, commercial finance, business partnering, fintech, consumer finance, banking or high‑growth technology.
• Proven experience managing P&L and Balance Sheet performance.
• Strong background in budgeting, forecasting and financial modelling.
• Experience working directly with senior management and influencing business decisions.
• Solid understanding of working capital, cash flow and funding management.
• Experience evaluating commercial agreements and business cases.
• Background in fast‑paced, highly commercial environments; fintech, BNPL, payments or banking experience is a plus.

Required skills